Tuesday, August 14, 2012

5 Money Saving Tips

This week BC Blogger Meme is hosted by Mommy Chin-Chin of Stay atHome Blessings, and it is all about ways in saving money. 

For us, we always make sure that our expenditures should not be more than our income.  Here are some ways that we practice at home.

List Down Your Shopping Needs.  I always ask our helper to list down our grocery needs, since they do all the cooking, laundry, etc. they know which items were already used up.  But lately, my husband or I re-check the list before going to the grocery. Minsan sobra-sobra ang nakalista.

Visit the Groceries' Great Value Section. Whenever we do our groceries we always check out the Great Value Section because you’ll find your needs here with discounts or with additional free items. Just like this diaper and fabric conditioner.

Buy items in bigger sizes. We usually buy items that will be used up easily in bigger sizes like, milk, shampoo, cooking oil, etc…   

Pay Bills On Time. We make sure to pay all our bills on time to avoid penalty or arrears. Hubby usually pays our house rental (thru bank deposit) and water consumption (at the Waterworks Office). While the electric, cable and internet bills are my share because I can easily pay them at Savemore Kauswagan after office hours.

Shop During Mall Sale. Now that we have paid off all our monthly bills and amortizations, and had set aside portions for our savings. It’s time to shop our wants using extra cash. And I usually do that during Mall Sale. This weekend will be “3-Day Sale” at SM CDO. I have to check out the store for discounted feeding bottle nipples from Avent for my son and that Casio calculator that my brother is asking.
These are our money saving tips. There are times I become an impulsive buyer too, that is why I refrain from visiting malls and department stores or else I end up buying anything that I don’t need.
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